Are you panicking that something could happen to your mobile? The mobile insurance they are more and more frequent, with options from the manufacturers themselves and even operators. For our peace of mind there are insurance such as Klinc, which take care of practically anything that may happen to our terminal. And this is something that happens to all of us, because of everything we keep in them and because of the financial outlay that it entails, so there are more and more favorable opinions on the question of whether it is worth taking out smartphone insurance.
It is clear that no one is safe from losing their smartphone at any time, having it stolen, or breaking, for example, the screen (something quite common in the event of a fall). We are going to specify everything you need to know about this insurance, so that you can check if you are interested in any of its possibilities.
Insurance for our car, motorcycle, home, health, etc., are very common. Most of us have some of these insurances and are familiar with them. At the price of smartphones and considering the risks there are, it is not surprising that smartphones mobile insurance become more and more common.
Klinc is an insurance that is specialized for mobiles, and has different plans that adapt to all kinds of situations and pockets. We give you all the details
What is Klinc and what are its coverage
Klinc is an insurance company that belongs to the Zurich group. In addition, having insurance related to mobility and life insurance, it stands out above all for its insurance for devices. Among which are mobile phones, laptops, tablets, headphones, game consoles, cameras, etc. On this occasion, we are going to focus on the coverage offered for mobile insurance.
As they inform us from their website, having a smart phone today carries a lot of risk, since about 200 a day are stolen in Spain and sometimes it is impossible to locate a lost and switched off mobile. Likewise, 77% of common accidents result in the screen breaking, and it is estimated that 10 weeks is the average for your mobile to suffer an accident.
We do not know if these data are completely correct and reliable, but what is certain is that it is difficult for us to be calm when we go from one place to another with an expensive mobile. The most demanded insurance is usually for Huawei, Samsung, and, of course, iPhone models. In fact, Samsung Mobile Care is Samsung’s own insurance for its devices.
Thus, what Klinc insurance covers are the accidental damage: Any unforeseen event that has not been intentional, such as it may fall from the table, or from any other place much higher. Too cover thefts with force, which are those in which your device can be stolen using violence or intimidation. This, of course, must always be reported to the police.
And something that it also covers, which is usually very common, are damages and malfunctions caused by liquids. Accidents such as falling into the pool, or spilling a glass of water on it, etc.
A good one Klinc advantage With respect to other insurance companies that are not so specific, it is that they offer the possibility of registering and canceling the insurance the days you want, from one day to the next. So you can pay the insurance proportion in single days, for when you have to go on a trip, or a situation arises in which you want to go more calmly. This is called the Modality “On Demand“. This way you activate and deactivate the insurance whenever you want. To choose this modality it is necessary to be a minimum of 90 days with active insurance.
On the other hand is the annual coverage, in which you have protection for 365 days a year. You can communicate your claims instantly, through the app, in the “Claims” section in “Contracted Product Detail”, where an assisted chat is opened.
Advantages and disadvantages of Klinc insurance
As we have mentioned, Klinc insurance has the advantage of being more specific for mobile phones. So it takes into account any unforeseen events that may happen to you. Its modalities allow it to be adjusted to your budget, depending on what you need. It is important to know that it covers the broken screen. In addition, repairs are made in workshops approved by the brands and with original parts. Something also interesting are their promotions, with discounts of up to 25% if you combine different device insurance.
One of the disadvantages that we see is that the insurance can only be done on a mobile that appears in its catalog. It is true that it is very extensive, but there are not all the brands’ mobile phones. So if your mobile does not appear you will not be able to do the insurance. In Klinc customer support We do not see any phone available, and we do not see an online chat to answer any questions. In the “Contact” section there is a form for us to fill out and send our query.
Klinc’s proposal is very interesting, it is already a question that you see if you can insure your devices and check the price that it sets you. Let’s see if it’s worth it since there will be Klinc opinions according to the uses and needs of each person. To do this, you must fill in the form indicating the date of purchase of the terminal you want to insure and the personal data.
