Buy insurance online. Tips to avoid problems in online purchases. Buying on the web is one of the most used alternatives today, especially since the latest technology or trend products are obtained at much more accessible prices. However, when shopping on the Internet we expose ourselves to fraud and deception.
When making purchases on the internet there are risks. It is true that there are frauds and many ways that your experience as a user on the web is not entirely satisfactory, but if you follow the guide on how to buy insurance online. Tips to avoid problems in online purchases, it is possible to make purchases in a safe way and thus avoid many headaches.
There are many serious companies on digital portals, but scammers also abound. That is why here we will offer you a series of tips so that you can make sure you make the purchase in places that give you confidence and avoid bad times.
Buy insurance online. Tips to avoid problems in online purchases
Buy from certified web portals
Lhe large companies are those that have more recognition among users. These pages must have security mechanisms that provide greater peace of mind to Internet users who make their purchases by digital means. Continue with the guide on buying insurance online. Tips to avoid problems in online purchases.
For example, these web pages must have data encryption that occurs between the digital portal and the browser that we have installed on our computer. Verifying if that encryption exists is very easy, just look in the address bar if it appears “https” at the beginning. Also, check that the color of the security status bar is green, as this indicates that the portal’s certification is valid or in force.
Thus, next to the address, on the far left, a padlock should appear, on which you can press to obtain all the information on the web page. In this way, you will have more peace of mind when supplying any information (especially those of your credit or debit cards), as these will be less exposed. Continue with the guide on buying insurance online. Tips to avoid problems in online purchases.
It is of great importance that you know that the stores or web pages that are duly certified will not ask you to click on certain links or respond to certain messages in which you need to specify your account or card details.
Find information from the virtual store or the seller
ANDIt is very important that you make sure who the other party (person, store or company) with whom you want to do the negotiation is. You should have valuable information such as the address and the phone number or email of the seller, so you can communicate with that person in a more direct way in case you have any questions or any inconvenience.
Also, it is vital that you check the status and comments other buyers make about the seller. This will give you an indication of how trustworthy a product is being sold to you. Continue with the guide on buying insurance online. Tips to avoid problems in online purchases.
Remember to verify the terms in which the transaction is carried out, the delivery date and what refund policies they offer you in case the product must be returned.
Be very careful when making your payments with your credit card
HAcer payment with credit cards online is generally quite safe, especially if you are certain of the credibility of the site and the seller. In addition, the transaction will be protected thanks to the impartial credit billing law, which will allow you to take the measures while the issuer of the medium or financial entity makes the pertinent investigations. Continue with the guide on buying insurance online. Tips to avoid problems in online purchases.
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Several credit cards allow you certain additional benefits, including the return of the purchase, especially in cases where it is proven that any transaction was made without your consent. However, if this is the case, you may have to pay the first 50 euros, so it is recommended that you be very careful in any case.
It is also very important that you avoid sending your card or bank account information through emails, as these are not means of keeping your data safe from hackers or virtual scammers. Continue with the guide on buying insurance online. Tips to avoid problems in online purchases.
Protect your information
Nor never send your financial information by email. You should know that email is not considered a secure method of transmitting financial information, such as your credit card details, checking account or Social Security number. If you initiate a transaction and need to provide your financial information through a web page, look for indicators that demonstrate the security of this web page, such as a URL address that begins with “https:” (the letter “s” corresponds to “safe”). Continue with the guide on buying insurance online. Tips to avoid problems in online purchases.
Check the terms of the transaction, such as refund policies and delivery dates
SIf you are unsatisfied with the purchase, you can then return the item for a full refund of your money. Find out who pays the shipping and handling costs, or the inventory restocking charges if you return an item. You also ask when you will receive your purchase order. Many sites offer shipment tracking options to help you see exactly where your shipment is and calculate when it will be delivered.
Keep records and purchase invoices
ANDThis includes your credit card statements, the product details given, and the receipt for your online purchase, as well as any information that the seller has sent to your email. All this will be of great help to you in case of any claim or disagreement. Continue with the guide on buying insurance online. Tips to avoid problems in online purchases.
Other considerations that will protect you when shopping online
- Do not use your email to carry out transactions.
- Use your computer and keep your antivirus updated.
- Constantly check the balance of your accounts and credit cards.
- Use passwords that are strong. Alternate between letters, numeric characters and special characters (hyphens, asterisks, etc.).
- In the event that the seller or person in charge of the website does not respond efficiently to any claim, you can do so before the consumer protection body of your locality, before the General Trade Commission or another body that can help you.