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T-Mobile goes after traditional banks with its digital checkbook

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The telephone also wants to be your bank, or something similar to your bank.

T Mobile

T-Mobile wants to be a bit of everything. Last week the telephone launched the service of streaming Of video TVision Home and on Thursday, April 18, he said to offer a banking service.

The third largest operator in the US has launched T-Mobile Money, a banking platform that functions as a digital checkbook. Users can deposit up to US $ 3,000 with the T-Mobile Money service, funds that they can then use to make purchases and mobile transactions such as paying bills or sending money to other people. In addition, T-Mobile offers a physical debit card for those occasions when you need to pay this way or get cash. The debit card can be used at more than 55,000 ATMs worldwide, T-Mobile said.

In addition, T-Mobile link your Money app to services such as Apple Pay, Google Pay and Samsung Pay so that users can use them to pay in stores and online.

With its entry into the financial area, T-Mobile seeks to improve on the way Bank of America, Chase or Wells Fargo, for example, provide digital service to consumers, said John Legere, chief executive of T-Mobile in a statement. You can also take away from other mobile applications such as PayPal and Venmo.

According to the telephone, there are no annual fees to participate or make transactions in T-Mobile Money and the money that remains in the digital account can earn interest of up to 4 percent per year. T-Mobile says it does not charge for overdrafts, but this is the case only for the operator's postpaid subscribers who sign up for an additional protection service – and still cannot exceed US $ 50. There is no minimum balance requirement.

Any person resident of the US and over the age of 18 you can participate – whether or not you are T-Mobile customers – by simply downloading the T-Mobile Money app for iOS or Android. If you prefer, you can register online. T-Mobile Money arrive in Puerto Rico later in 2019.


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